Join the Meeting Place for Moms!
Talk to other moms, share advice, and have fun!

(minimum 6 characters)

When you pay something off, how long does it take to show up on your credit report as paid?

Answer Question
 
Anonymous

Asked by Anonymous at 4:34 AM on Jan. 24, 2010 in Money & Work

Answers (10)
  • 1 month to 6 months depending on the companies reporting policies.
    truealaskanmom

    Answer by truealaskanmom at 4:36 AM on Jan. 24, 2010

  • I think it takes a while. After we paid off our car it took 7 months for that good credit to show up
    cassie_kellison

    Answer by cassie_kellison at 4:37 AM on Jan. 24, 2010

  • Wow, that sucks! Thanks for answering though.

    *OP
    Anonymous

    Answer by Anonymous at 4:38 AM on Jan. 24, 2010

  • OP previous posters are correct. Just depends on how long it takes for the company to report it.
    ronjwake

    Answer by ronjwake at 4:39 AM on Jan. 24, 2010

  • You can always call the company and ask them how long it will take.
    louise2

    Answer by louise2 at 7:05 AM on Jan. 24, 2010

  • I talked to a credit adviser and he said b4 you pay off your debt get a verbal or written agreement that as soon as you pay it it will be taken off your credit. Like say, if I pay this off you have to agree to remove it from my credit w/n a month's time
    Anonymous

    Answer by Anonymous at 8:34 AM on Jan. 24, 2010

  • If you need it to show faster, you can report it to the credit bureaus yourself. Then the credit bureaus will research it & update your report.
    motherofhope98

    Answer by motherofhope98 at 9:22 AM on Jan. 24, 2010

  • I think they told me 6-8 months.
    Anonymous

    Answer by Anonymous at 10:42 AM on Jan. 24, 2010

  • mothnerofhope~ How do I do that?

    Thanks,
    OP
    Anonymous

    Answer by Anonymous at 3:03 PM on Jan. 24, 2010

  • You can pull your own credit reports at annualcreditreport.com
    It will tell you how to dispute an item on your reports. So after you have paid something off, start a dispute about the item. I believe the credit bureau has 30 days to resolve the dispute.
    motherofhope98

    Answer by motherofhope98 at 10:48 AM on Jan. 25, 2010

Join CafeMom now to contribute your answer and become part of our community. It's free and takes just a minute.
close Join now to connect to
other members!
Connect with Facebook or Sign Up Using Email

Already Joined? LOG IN