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Health care plan and child birth

anyone ever notice that there is this hand full of people who pay 0 for there baby's birth. then there are people like me in the middle paying around 5,000 and then there are more people paying 22,000 all for the same birth. Why is that again? I mean how does than make any sense? Is that what the health care plan is trying to fix?

 
Anonymous

Asked by Anonymous at 9:17 AM on Feb. 5, 2010 in Politics & Current Events

This question is closed.
Answers (42)
  • "The higher THEY CHARGE is the more money people who have co pays and deductibles have to pay"

    This is not true. If you have a $20 co-pay, it doesn't matter if the doctor charges $50 or $90, your co-pay is the same. If you have a $!000 deductible, it stays the same, regardless of what the doctor or hospital charges.

    Shay, why shouldn't doctors sent their own rates? Plumbers and electricians do. Not every secretary, nurse, teacher, etc all make the same dollar amount.

    Doctors are usually self-employed, and have to cover rent, electricity, staffing, etc. The cost of those things vary from region to region. If you paid all the doctors in the U.S. the same, the doctors in the inexpensive region would be doing well, the doctors in the expensive region would be moving.
    mancosmomma

    Answer by mancosmomma at 9:45 AM on Feb. 5, 2010

  • yeah, it kinda makes you think...why did i get married? which is sad! The government wants people to be married...is this why? Maybe this is why so many choose not to get married and they are having children out of marriage so they can have a baby cheaper...or with PA.
    Anonymous

    Answer by Anonymous at 9:26 AM on Feb. 5, 2010

  • thats disgusting Anon sheesh
    sati769leigh

    Answer by sati769leigh at 9:27 AM on Feb. 5, 2010

  • HCR will not change that one iota. Those who have babies on Medicaid will pay nothing. Everyone else will have to purchase health insurance, pay deductibles, out-of-pockets, co-pays, etc. The amount you pay depends on the plan you buy.
    mancosmomma

    Answer by mancosmomma at 9:28 AM on Feb. 5, 2010

  • I know what you mean too. Public assistance doesn't pay hardly anything that's the reason they have that they have no or extremely little income.

    But the differences between the amounts other people pay isn't necessarily based, I don't think, on mandated insurance payments. It's the cost of the doctors and hospitals, lab services. They set prices themselves and charge what they want. The higher THEY CHARGE is the more money people who have co pays and deductibles have to pay. Some car insurance companies plus, my state for sure for state health insurance for individuals, charge more money that customers of those must pay based on WHERE a person lives.

    I think health insurance should be straight across nationally for every born US citizen and other citziens of the US but care be between doctors and patients and cost between doctors and insurance companies.

    sigh will never happen though.
    lfl

    Answer by lfl at 9:28 AM on Feb. 5, 2010

  • i agree that doctors should not be setting their own prices. It should be one set price for everyone!
    shay1130

    Answer by shay1130 at 9:32 AM on Feb. 5, 2010

  • When I was preg and didnt have ins I called the dr and the hosp. The Hospital cut you a break of a couple of thousand dollars if you paid before you went to the hosp! It was $5000 if you paid before $7000 if after. Then the Dr was $5000 to cover ALL prenatal stuff. So maybe some people arent including both the Dr AND the hosp and some people are.

    momof030404

    Answer by momof030404 at 9:50 AM on Feb. 5, 2010

  • google UCR
    rates charged by healthcare providers are based on what insurance companies determine to be a usual and customary reimbursement for that region, for that procedure, for that patient.
    doctors do not dictate what they charge.
    OY!!!!!!!!!!!
    Ya wanna bitch, call your insurance company.
    jewjewbee

    Answer by jewjewbee at 9:50 AM on Feb. 5, 2010

  • They set prices themselves and charge what they want. The higher THEY CHARGE is the more money people who have co pays and deductibles
    -----------------------------------
    Not True
    jewjewbee

    Answer by jewjewbee at 9:54 AM on Feb. 5, 2010

  • Shay, why shouldn't doctors sent their own rates? Plumbers and electricians do. Not every secretary, nurse, teacher, etc all make the same dollar amount.
    --------------------
    THANK YOU!!!!!!
    HCP in NYC have to charge more than what one charges in Idaho. AND the insurance company won't pay any higher fees that what they have determined to be UCR for that region, before the charges were ever even presented for payment. Utopia, ahhh. in healthcare ladies it will NEVER exist.
    jewjewbee

    Answer by jewjewbee at 9:56 AM on Feb. 5, 2010

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