OK so My and hubby need to boost our credit score We want to buy a house. don't know exactally what mine is but his is ZERO and he has no loans and anything like that we have all the bills in both names we pay bills on time all that good stuff. on the other hand have student loans( I didn't pay on time a few yrs back) out there and another personal loan that i want to get rid of because the interest is in insanly high. So I was wondering how long it takes to boost our credit up.
I know we need a credit card and keep balance at a minimum or zero but what should our limit be? or how many? (Don't worry we will behave ourselves) I'm thinking just buying gas or our hotel trips then paying for it at the end of the month
I hate my blasted loan i pay so much for and just want it gone, been paying on forever, would it be bad to get another loan with lower interest and shorter term to get rid of it (we could cosign together
Answer by Anonymous at 12:23 AM on Mar. 5, 2010
Answer by gdiamante at 12:36 AM on Mar. 5, 2010
Answer by DomoniqueWS at 12:49 AM on Mar. 5, 2010