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More insurance Qs... pregnant and uninsured

I am currently uninsured and found out I'm pregnant.

I don't qualify for Medicaid but I can get assistance through public health until August, when I can get picked up my either my employer or my husband's insurance policy.

At that time, should the employer insurance plan cover the remainder of my pregnancy costs? Do group policies typically have waiting periods for maternity benefits, or consider pregnancy a preexisting condition?

Answer Question

Asked by Anonymous at 10:43 PM on Mar. 8, 2010 in Pregnancy

Answers (4)
  • My husbands insurance started coving me fully half way thru my pregnancy. You should be fine.
    We are also about to get Blue cross because we moved and needed to change insurance with his company and they are still going to cover me.

    Answer by Mrs.Owen86 at 10:45 PM on Mar. 8, 2010

  • A long as you have medical coverage up until you switch you would be alright

    Answer by Anonymous at 10:53 PM on Mar. 8, 2010

  • I don't know where you live but here in TX they have a chip program for pregnant women. It covers just prenatal visits nothing else. You still have to pay a copay.


    Answer by JAIRATRACI at 10:58 PM on Mar. 8, 2010

  • group plans through an employer CANNOT exlude base don preexisting conditions. so either your employer or your husbands should add you and cover the remainer w no problem. some doctors wont take patients after a certain point. tat may be an obstacle for you. good luck!

    Answer by erika_wright at 1:43 AM on Mar. 9, 2010

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