it means that out of network copays, co insurance and deductibles will apply. for some plans, this could mean a$5 copay instead of no copay, for some plans it could mean that you are responsible for the entire cost. for other plans it could be anywhere in between. i know this is not very helpful...if you could find out exactly what dental work will be done, then you could call your insurance company and ask them. health care is usually cheaper for you out of pocket when you see a participating provider. some dr. offices will find this information out for you.
at 5:00 PM on Mar. 15, 2010