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Say I'm not married and I am unemployed (regarding healthcare bill)

Say I live with my fiance and we are not yet married and I am a stay at home. What does the health care bill mean to me? How could I be forced to pay for insurance that I obviously have no money for?

 
Anonymous

Asked by Anonymous at 6:10 PM on Mar. 23, 2010 in Politics & Current Events

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Answers (18)
  • User this calculator to figure it out.

    cristinaberger

    Answer by cristinaberger at 6:15 PM on Mar. 23, 2010

  • I am in the same boat as you. I would also love to know this. How can I pay for it if I have no job. Is my SO supposed to pay or do I just get fined? Not that I could afford that either??
    kitten914612

    Answer by kitten914612 at 6:14 PM on Mar. 23, 2010

  • 5 years from now the status of your relationship might change. Worry about then.


    You might be gainfully employed paying for that insurance yourself.

    Anonymous

    Answer by Anonymous at 6:18 PM on Mar. 23, 2010

  • I tried to use the calculator, but it is not very specific. My fiance made $38,000 last year. He and my daughter are insured, but I am not. I am a stay at home mom and as we are not married, I am not on his policy. Will I be fined for not having insurance? I am very healthy and rarely get sick. I haven't been to the doctor since I was pregnant. My daughter is two. Other than Planned parenthood which I go to once a year and pay cash for a Pap smear. Other than my annual pap smear, I see no reason to have to pay monthly for coverage that I don't need. Especially if insurance can no longer deny anyone with a pre-existing condition, wouldn't it make more sense for me to only get insurance in the case that I came down with an illness?
    Anonymous

    Answer by Anonymous at 6:24 PM on Mar. 23, 2010

  • Means you have to get put on medicaid in 2014 when it is eligible.
    Crissy1213

    Answer by Crissy1213 at 6:24 PM on Mar. 23, 2010

  • So none of this matters until 2014?
    Anonymous

    Answer by Anonymous at 6:25 PM on Mar. 23, 2010

  • Means you have to get put on medicaid in 2014 when it is eligible.

    And that's a loophole that won't be abused, not at all!
    Anonymous

    Answer by Anonymous at 6:26 PM on Mar. 23, 2010

  • Especially if insurance can no longer deny anyone with a pre-existing condition, wouldn't it make more sense for me to only get insurance in the case that I came down with an illness?

    Sure, I will pay with my tax money for when you brake your arm cause you decided not to pay for it in advance.
    Anonymous

    Answer by Anonymous at 6:27 PM on Mar. 23, 2010

  • And that's a loophole that won't be abused, not at all!



    Was this meant as sarcasm?
    Anonymous

    Answer by Anonymous at 6:28 PM on Mar. 23, 2010

  • Well, depends, if you want to claim your fiances income as the head of household then in 2014 you can get a credit to help you buy health insurance. Your premium will still be about 3k and you will have about a 20% cap on out of pocket. You are required to the insurance if you don't you can be fined a little less than 700 dollars. If you do not claim your fiances income as head of household then you shouldn't face fines I can't promise that. But you will not be able to get anything till 2014.
    Crissy1213

    Answer by Crissy1213 at 6:29 PM on Mar. 23, 2010

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