Join the Meeting Place for Moms!
Talk to other moms, share advice, and have fun!

(minimum 6 characters)

States Face Their First ObamaCare Test. What did your state do?

States have until tomorrow to let Washington know if they plan to participate in one of the first government programs to be launched under ObamaCare—new high-risk pools for the uninsured
Georgia, Nebraska and other states have already taken a pass.By law, premiums in the new pools can cost no more than insurance for people in a state's standard nongroup insurance market. Most existing state high-risk pools charge 125% to 200% of standard rates because patients in those pools are by definition more expensive to insure. The new health law says that the federal government will set what states must pay doctors and hospitals for patients in the pools, and that the pools must cover all pre-existing conditions from day one. Right now, most states allow some waiting periods before covering pre-existing conditions to control costs. Washington will also determine which medical benefits must be provided.

Answer Question

Asked by Anonymous at 9:31 AM on May. 3, 2010 in Politics & Current Events

Answers (6)
  • And how exactly do you find out if your state is trying to opt out?

    Call your Gov's office... Good Luck!


    Answer by grlygrlz2 at 11:53 AM on May. 3, 2010

  • To my knowledge, Ohio has not opted out... But Wyoming, Louisiana, Mississippi, Minnesota, Virginia, and South Carolina have.

    Answer by grlygrlz2 at 11:51 AM on May. 3, 2010

  • My state is still in the group of those thinking this is somehow free and are lapping it up.

    Answer by yourspecialkid at 10:58 AM on May. 3, 2010

  • And how exactly do you find out if your state is trying to opt out?

    Answer by Anonymous at 10:43 AM on May. 3, 2010

  • My question: If the program costs more than the government allocates, who pays the overage? The state or the federal government? OR will the people who sign up end up with no insurance coverage?

    I would be concerned it would end up like Illinios. Illinois can't pay it's health insurance premiums for it's government employees. Since the premiums aren't being paid, the insurance isn't paying the claims. Since the claims aren't being paid, people have to pay out of pocket if they want health care.

    Interesting, I will have to check to see what my state is doing.

    Answer by mancosmomma at 10:11 AM on May. 3, 2010

  • Georgia calculated that, under these provisions, the high-risk program would cost more than the $177 million the federal government is expected to allocate for its program

    So, what is your state doing?

    Answer by Anonymous at 9:31 AM on May. 3, 2010

Join CafeMom now to contribute your answer and become part of our community. It's free and takes just a minute.