I'm just pissed because I overdrew at the bank last night. I don't over draw often but when I do it sucks. But it seems like they are lagally robbing me when I have a deposit going in. Okay so I had $6.00 in the bank at midnight and a deposit pending. The deposit is dh's paycheck. So at 2 a.m. the deductions come out THEN the deposit goes in. mmmm seems fishy to me so I call the bank and it's a play on dates. The deduction was posted on the 6th and the deposit was posted on the 7th. How convenient for them.
Asked by Anonymous at 12:20 PM on May. 7, 2010 in Money & Work
Answer by figaro8895 at 5:00 PM on May. 7, 2010
Answer by Anonymous at 12:33 PM on May. 7, 2010
I hear ya! I am pissed at my bank too and all of their fees...It costs me 10 bucks to transfer money from saving to checking on top of a 25 dollar enrollment fee per year per person on the account...So yes I think many banks are out to steal peoples money and come up with was to try and justify it..ERRRR!! If you know of a good bank that doesn't charge you to use your own money please reply back!
Answer by Anonymous at 12:49 PM on May. 7, 2010
Answer by aliishott2 at 12:59 PM on May. 7, 2010
Complain. If they don't refund the fee take your business elsewhere. I would recommend my bank, but I have no idea what their rules are if you keep a balance of $6. I know a lot of banks have changed their rules in the last few years. It used to be you could get totally free banking anywhere with a $100 minimum balance. They have to pay their people somehow, and they are not making money off the interest on a $6 account. My daughter had a Washington Mutual account that was totally free regardless of balance, but they went out of business/got bought. When you call your area banks to pick a new one ask them what kind of balance to I have to keep to get no fee checking and savings.
Answer by Anonymous at 2:03 PM on May. 7, 2010
Answer by Anonymous at 2:13 PM on May. 7, 2010
Answer by IraqiVetWife at 3:11 PM on May. 7, 2010
Answer by melody77 at 3:13 PM on May. 7, 2010
Answer by SabrinaMBowen at 4:34 PM on May. 7, 2010
Answer by figaro8895 at 5:04 PM on May. 7, 2010