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More of a vent than anything else...

I was going through our (DH and I) bank accounts online because I got a text from our old daycare provider. She said that a check had been returned and that we owed her cash for the week plus a $30 returned check fee (which I have NO problem with). So I went to our accounts and found out that DH has aquired $174 in RETURNED CHECK FEES and spent $9.50 in ATM fees in just the last month!!! That's half our grocery money for the month!!! And it's on stupid crap (like Burger King for lunch one day, then stopping at a gas station for a snack another day). He's not being secretive or vindictive about it... honestly, he's just not very smart with money :-( He doesn't keep a checkbook registrar so he has NO idea how much is in that account at any given moment. I am so frustrated! We are going to have a lengthy conversation about this tonight and I am making the executive decision to take charge of all money matters.

Answer Question
 
Anonymous

Asked by Anonymous at 1:25 PM on Jun. 14, 2010 in Money & Work

Answers (8)
  • Time to take away the checkbook and check card. Only cash on payday.
    Lifes-A-Dance

    Answer by Lifes-A-Dance at 1:27 PM on Jun. 14, 2010

  • You go girl!
    Blabbermouth

    Answer by Blabbermouth at 1:37 PM on Jun. 14, 2010

  • Definitely no need for him to have a card or checkbook. He probably should just have X amount of cash that he gets on payday.
    Anonymous

    Answer by Anonymous at 1:38 PM on Jun. 14, 2010

  • Take away all debit cards, credit cards, checkbooks, etc. until he can learn to control himself. My dh was the same way. A couple years ago, he racked up $1,000 in overdraft fees alone in ONE MONTH. Yeah, his card was mine after that!
    Anonymous

    Answer by Anonymous at 1:50 PM on Jun. 14, 2010

  • i let my husband do all the oney figuring for us. i get a little of my own spending money so i dont have to use the checkbook or any cards, it all works out for us.
    americansugar80

    Answer by americansugar80 at 1:56 PM on Jun. 14, 2010

  • Thanks ladies. I am going to take the cards, checks and put us BOTH on a cash only budget!
    Anonymous

    Answer by Anonymous at 2:50 PM on Jun. 14, 2010

  • don't tell him where they are once you take them either hide them good:)
    chica679

    Answer by chica679 at 3:04 PM on Jun. 14, 2010

  • My husband only has a credit card. No debit and no ATM. I have always been in charge of the checking account. It works out much better when there is only one checkbook register and one person to keep track of everything.
    Anonymous

    Answer by Anonymous at 3:33 PM on Jun. 14, 2010

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