A bank or a credit union. You can get loans elsewhere but the interest rate tends to be higher, and the terms aren't very consumer friendly.
Really think about whether or not you want a debt consolidation. The risk is that you'll consolidate your debt for a lower monthly payment that on average doesn't lower your interest it just drags out the payments for a longer period of time. The other risk is that you'll consolidate all your debt and then max out your credit cards, again. In fact that's a pretty common scenario. So really consider whether the debt is the problem, or whether it's your life style.
2nd jobs, selling things, getting on a written budget, etc. can all help you get out of debt very fast.
Check out DaveRamsey.com for more information.
at 11:56 PM on Jun. 24, 2010