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If you have a credit card...

How soon do you make the payment? The due date or just before? or weeks ahead? maybe even late?

I have one credit card, it's Macy's, I pay it as soon as I can, usually 3 weeks before the due date. But My SO pays his stuff the day it is due, even if he has the money before, weird.



Asked by DomoniqueWS at 5:49 PM on Jul. 6, 2010 in Money & Work

Level 25 (23,109 Credits)
This question is closed.
Answers (11)
  • I pay everything on line, as soon as the bill comes I put it in the computer. If you work it right (paying during the grace period), you can avoid paying interest!! I also try to pay off all the balances in full every month.

    Answer by Scuba at 5:54 PM on Jul. 6, 2010

  • We are NO longer in Credit Card Debt. We paid off over 12,000 in credit card debt in 18 months. We are now working on a personal loan, followed by our car payment. Our goal is to be DEBT FREE!!!

    Answer by SAHMinIL2 at 5:56 PM on Jul. 6, 2010

  • I try to send the payment in at least a week or so before the due date. I don't want to take any chances being late with a payment and receive penalties, such as losing my reward points I have racked up. Plus, if you carry a balance (which I don't), if you are at a lower interest rate, the card company can jack it up if you are late with a payment. I like to make sure all my bills are paid on time, and that includes my credit cards.

    Answer by vicesix at 5:52 PM on Jul. 6, 2010

  • A couple of days before its due

    Answer by BrittanyD07 at 5:50 PM on Jul. 6, 2010

  • A few days before but never pay off the entire card if you are wanting to build credit. Leave a $10 balance or so. Never go over 30% of your limit between all cards (if you get more)
    And more actually is better (but like I said keep the owed under 30% of bal.

    Answer by ABusyBee at 5:52 PM on Jul. 6, 2010

  • asap

    Answer by mommawhite08 at 5:53 PM on Jul. 6, 2010

  • No matter what the bill is, I pay it the same day I receive it. If I waited until the due date I would forget about it.

    Answer by slw123 at 8:06 PM on Jul. 6, 2010

  • idk. it's done via online automatic transfer. ...i think we pay it a little early.
    we've also only have one credit card.

    Answer by outstandingLove at 5:56 PM on Jul. 6, 2010

  • I put all bill due dates on my calendar as soon as I know them and then when we get paid I schedule and pay all the bills due before the next paycheck. If my hubby has gotten commission recently I'll sometimes pay a whole month's bills at once to try to keep us ahead and give us more of a buffer so we never have to dip into savings. We are finally starting to get farther and farther ahead and are hoping to be completely debt free within a year or two. I can't wait!

    Answer by RoniV at 6:05 PM on Jul. 6, 2010

  • always pay your credit card bill on time. you are on the right track to keeping your card in good standing. keep doing what you doing.

    Answer by ymadaris2 at 6:07 PM on Jul. 6, 2010