Will it be pointless to appeal to the insurance company decision?
Asked by Anonymous at 8:54 AM on Jul. 8, 2010 in Politics & Current Events
Answer by 29again at 3:33 PM on Jul. 8, 2010
Answer by lovinangels at 9:00 AM on Jul. 8, 2010
Answer by Tracys2 at 9:00 AM on Jul. 8, 2010
Answer by cjsjellybean at 9:16 AM on Jul. 8, 2010
Answer by soccerchik8287 at 9:30 AM on Jul. 8, 2010
In a way. DH was in the hospital at one time ad a specialist had to see him. The specialist wasn't a part of our plan. I called the billing office of the specialist and negotiated a price, then called my ins. to let them know that he didn't get a choice of specialists to see him and they paid part of the bill and we had to pay a small portion as well. But I believe that's the only time.
Answer by QuinnMae at 9:46 AM on Jul. 8, 2010
Answer by LoriKeet at 10:21 AM on Jul. 8, 2010
Answer by itsmesteph11 at 11:50 AM on Jul. 8, 2010
Nope. But..mostly because I know what my coverages are prior to treatment and go in educated as to what my plan allows. It is never pointless to appeal if you and your Dr. feel the original plan of treatment is best for your individual case. You always have the CHOICE to take whatever treatment you want and pay for it yourself. Just because you pay a premium that doesn't necessarily mean everything and anything will be covered. You have to look at the whole lot for the group you are insured with and determine what premiums are affordable and what coverages can adequately be absorbed by them. If a person decides to self-insure you can pay for whatever treatments you want at any time you want and that option has never been denied to anyone.
Answer by jewjewbee at 9:01 AM on Jul. 8, 2010
My Mom, hubby and my Mom's BF and some in my Hubbys family were denied different things. Definately try and appeal. Sometimes it works, sometimes it doesn't
Answer by sweet-a-kins at 9:02 AM on Jul. 8, 2010
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