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2 Bumps

Are You Trying Really Hard To Budget?

 
ILOVEMYBOYS704

Asked by ILOVEMYBOYS704 at 2:23 AM on Jul. 22, 2010 in Money & Work

Level 21 (10,595 Credits)
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Answers (10)
  • We budget too. We do a zero based budget where every dollar of income has a "name" - like a place to go. So not even a single dollar is spent without us deciding how it is going to be spent before hand.

    It's saved us a lot of money :)

    If you're interested, the zero based budget that we use is from Dave Ramsey- you can find information on it at DaveRamsey.com.
    Erica_Smerica

    Answer by Erica_Smerica at 2:37 PM on Jul. 22, 2010

  • Well, we do budget but I don't have to try really hard. We've been doing it for so long it's second nature.
    michiganmom116

    Answer by michiganmom116 at 7:56 AM on Jul. 22, 2010

  • we budget and are now in a routine so its easier
    san78

    Answer by san78 at 8:10 AM on Jul. 22, 2010

  • yes and its very hard!!
    christina10140

    Answer by christina10140 at 2:25 AM on Jul. 22, 2010

  • Yes, I want to get a house built.
    mamaofficer

    Answer by mamaofficer at 2:25 AM on Jul. 22, 2010

  • nope. I don't budget at all. Once my bills are paid, I don't care anymore.
    stressedmomma13

    Answer by stressedmomma13 at 2:25 AM on Jul. 22, 2010

  • I try. But not really. We're about to be caught up on everything - and once we're caught up, OH how blissful life shall be.
    Blubuni99

    Answer by Blubuni99 at 2:28 AM on Jul. 22, 2010

  • Yes... having a million dollar baby will do that to you.
    tyheamma

    Answer by tyheamma at 3:27 AM on Jul. 22, 2010

  • Yes, we budget. It may have been hard the first few months when we were adjusting to living with a budget, but now it's just normal. We also use a zero based budget and only pay cash for everything. I also recommend Dave Ramsey.
    slw123

    Answer by slw123 at 6:15 PM on Jul. 22, 2010

  • Yes, we had a little slump recently so we are strapped for cash. This is something new to me because I always have some mad money. It is definatly disciplining. I hope I dont turn into a miser after this slump!
    Esmrlda

    Answer by Esmrlda at 6:51 PM on Jul. 22, 2010

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