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OBAMACARE: Do you think this is a consequence of President Barack Obama's health care overhaul law?

(AP) -- Some major health insurance companies will no longer issue certain types of policies for children, an unintended consequence of President Barack Obama's health care overhaul law, state officials said Friday.

Florida Insurance Commissioner Kevin McCarty said several big insurers in his state will stop issuing new policies that cover children individually. Oklahoma Insurance Commissioner Kim Holland said a couple of local insurers in her state are doing likewise.

In Florida, Blue Cross and Blue Shield, Aetna, and Golden Rule -- a subsidiary of UnitedHealthcare -- notified the insurance commissioner that they will stop issuing individual policies for children, said Jack McDermott, a spokesman for McCarty.


Asked by grlygrlz2 at 1:15 AM on Jul. 24, 2010 in Politics & Current Events

Level 39 (106,530 Credits)
This question is closed.
Answers (48)
  • This is totally expected. ObamaCare requires that anyone seeking insurance can get it, at any time! Say you are diagnosed with diabetes, cancer, or some other long-term, costly medical condition, under ObamaCare, you can call up any insurance company you want, and they HAVE to accept you--even though you have not paid a single penny in premiums to that company. How is a company going to survive if they do not receive any income, and have to constantly pay out?! Answer...they can't!! And when that company closes, tens of thousands of employees will join the ranks of the unemployed--more "change" for ya!

    So, insurance companies are taking a "preemptive" approach and preventing specific groups from being able to apply at all. It's sad, but ObamaCare is forcing their hands.

    Hope everyone enjoys their "free" health care plan!

    Answer by LoriKeet at 8:15 AM on Jul. 24, 2010

  • Obamacare, just another scam on the American people

    People wanted change, hope there happy with what they are getting..


    Answer by Natesmom507 at 3:10 AM on Jul. 24, 2010

  • Well, they won't need CHIP anymore if every one is required to get insurance and the insurance companies HAVE to offer it to everyone. When you get your policy it will be a family policy.

    Answer by itsmesteph11 at 8:40 AM on Jul. 24, 2010

  • Wow, someone is using all their vote-downs on this question.

    M-avi, you want those businesses to fail? You DO realize the consequences, don't you? Thousands of people out of work, OR another major bail-out. In the meantime, millions of people who are unable to buy mandated insurance coverage. The chaos would be tremendous, and would crush the economy.

    Answer by mancosmomma at 9:17 AM on Jul. 24, 2010

  • They are not going to write policies for children as individuals. They write policies for children only - this is the practice that will stop. They will still write policies for children as part of a family plan. I didn't quite understand the reason why though.

    "We believe that the majority of people who would buy this policy were going to use it immediately, probably for high cost claims," said Kammer. "Guaranteed issue means you could technically buy it on the way to the hospital."

    They are trying to head off the fear of "insurance only when you need it". We knew this was a fear of the ins. comp. all along. The rest of us who have insurance can't afford the premium increase that would inevitably come if it is "insurance when needed" purchase. You pay a $100 up front premium and get a $100,000 procedure. I can't afford to help pay for i


    Answer by jesse123456 at 9:17 AM on Jul. 24, 2010

  • I could use a cup, Mancos. LOL

    Lots of sh-t is going to come out of Obamacare. It is gonna cost lots more. It won't cover as many people as they said. Many people will have health insurance, but no health care.

    Answer by MunchMunch at 9:30 AM on Jul. 24, 2010

  • Insurance companies SURVIVE by being able to take IN more money than they pay OUT! It's really shouldn't be that hard to comprehend?! These insurance companies are eliminating the child-ONLY plans, in favor of a family plan where you have PARENTS paying more in premiums than the child is receiving in claims.

    See, the whole reason why ObamaCare is going to shock the 20-something crowd who thinks they're immortal, is they generally make few, if any claims, but keep paying and paying into the system. THIS is needed to pay for all of those who draw from the bottom line!

    Stacy, you were a business owner...why do you not understand this basic economic principle?! Did you operate your business like a charity? No, you turned a PROFIT, so you could draw a salary, pay your employees, and pay for licensing, insurance and products to sell to.......wait for it...........make MONEY!!!

    Answer by LoriKeet at 10:42 AM on Jul. 24, 2010

  • Well, it may be an unintended consequence, but this type of reaction from insurance companies shows why they should not be for-profit entities. There are things more important then Aetna's bottom line. This reaction from insurance companies shows why this bill did not go far enough. And it also shows the need for a public option to catch these people who fall through the cracks.

    Because EVERYBODY MUST HAVE a medical card, or the world ain't right!
    Damn those friggin' rich people!!!!!
    Oh yeah, people only care about health care for their children because they are jealous of all the rich kids with insurance. What planet do you live on?!

    Answer by stacymomof2 at 8:28 AM on Jul. 24, 2010

  • delete "I didn't guite understand the reason why though." I went back and reread.

    Answer by jesse123456 at 9:18 AM on Jul. 24, 2010

  • There are things more important then Aetna's bottom line.

    Aetna is a for-profit company.

    I THOUGHT companies are "companies" so that they can make a profit.

    Else, just call it a charity.
    I am personally unhappy with the cost of my BC/BS premium.
    But the idea that companies exist for the sole purpose of "helping" is absurd.

    And then the rest of us, of course, are paying for those who can't / won't / don't.

    And OUR premiums will go through the roof!

    I don't expect the grocery store to take a loss on me when I shop.
    In fact, THEY WON'T!
    We don't expect that McDonald's has taken a loss when we leave the drive thru.
    They will not accept that.
    It's a friggin' business.

    Answer by mustbeGRACE at 9:59 AM on Jul. 24, 2010