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Credit card debt

How have you conquered your credit card debt?

 
maggiebella25

Asked by maggiebella25 at 8:42 PM on Jul. 25, 2010 in Parenting Debate

Level 16 (2,868 Credits)
This question is closed.
Answers (19)
  • We conquered ours by following the Dave Ramsey plan! Debt snowball, baby!
    michiganmom116

    Answer by michiganmom116 at 10:16 PM on Jul. 25, 2010

  • We paid our's off during my husband's last deployment also using the DR plan... Now we are snowballing our vehicle payments to be completely DEBT FREE!!!!!
    mommystiebler

    Answer by mommystiebler at 11:01 PM on Jul. 25, 2010

  • We followed Dave Ramsey's baby steps... follow a strict written budget every month, got rid of all non-necessities, and threw all extra money at it. As soon as those suckers were paid off, we closed the accounts permanently, cut up the cards and are NEVER owning or using credit cards again. AHHHH, such a great feeling not to be a slave to those CC companies.
    robbiesmama

    Answer by robbiesmama at 12:11 AM on Jul. 26, 2010

  • Dave Ramsey's Total Money Makeover!! Oh and start by getting rid of the credit cards... Can't pay 'em off if you keep using them!
    Punkie74

    Answer by Punkie74 at 7:18 AM on Jul. 26, 2010

  • We followed the Dave Ramsey plan and paid off over $30k of debt. We cut up all of our credit cards and we only pay cash now.
    slw123

    Answer by slw123 at 7:42 AM on Jul. 26, 2010

  • We also used the Dave Ramsey system to pay off debt. We've paid off $17000 so far :)
    Erica_Smerica

    Answer by Erica_Smerica at 12:47 AM on Jul. 26, 2010

  • Dave Ramsey! He works wonders if you are serious about paying it off.
    amberarend

    Answer by amberarend at 9:09 AM on Jul. 26, 2010

  • We're following Dave Ramsey's Babysteps and have conquered more debt in the past 5 months than we have in years.
    MomToBeISaMom

    Answer by MomToBeISaMom at 9:30 AM on Jul. 26, 2010

  • We used our income tax return to pay it off :)
    mom2twobabes

    Answer by mom2twobabes at 8:43 PM on Jul. 25, 2010

  • Heck yes, never again will we use CC's. They make it way to easy to over-spend and end up in trouble.
    sewingbuddy

    Answer by sewingbuddy at 11:28 PM on Jul. 25, 2010

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