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Credit card debt

How have you conquered your credit card debt?


Asked by maggiebella25 at 8:42 PM on Jul. 25, 2010 in Parenting Debate

Level 16 (2,868 Credits)
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Answers (19)
  • We conquered ours by following the Dave Ramsey plan! Debt snowball, baby!

    Answer by michiganmom116 at 10:16 PM on Jul. 25, 2010

  • We paid our's off during my husband's last deployment also using the DR plan... Now we are snowballing our vehicle payments to be completely DEBT FREE!!!!!

    Answer by mommystiebler at 11:01 PM on Jul. 25, 2010

  • We followed Dave Ramsey's baby steps... follow a strict written budget every month, got rid of all non-necessities, and threw all extra money at it. As soon as those suckers were paid off, we closed the accounts permanently, cut up the cards and are NEVER owning or using credit cards again. AHHHH, such a great feeling not to be a slave to those CC companies.

    Answer by robbiesmama at 12:11 AM on Jul. 26, 2010

  • Dave Ramsey's Total Money Makeover!! Oh and start by getting rid of the credit cards... Can't pay 'em off if you keep using them!

    Answer by Punkie74 at 7:18 AM on Jul. 26, 2010

  • We followed the Dave Ramsey plan and paid off over $30k of debt. We cut up all of our credit cards and we only pay cash now.

    Answer by slw123 at 7:42 AM on Jul. 26, 2010

  • We also used the Dave Ramsey system to pay off debt. We've paid off $17000 so far :)

    Answer by Erica_Smerica at 12:47 AM on Jul. 26, 2010

  • Dave Ramsey! He works wonders if you are serious about paying it off.

    Answer by amberarend at 9:09 AM on Jul. 26, 2010

  • We're following Dave Ramsey's Babysteps and have conquered more debt in the past 5 months than we have in years.

    Answer by MomToBeISaMom at 9:30 AM on Jul. 26, 2010

  • We used our income tax return to pay it off :)

    Answer by mom2twobabes at 8:43 PM on Jul. 25, 2010

  • Heck yes, never again will we use CC's. They make it way to easy to over-spend and end up in trouble.

    Answer by sewingbuddy at 11:28 PM on Jul. 25, 2010