We used our tax returns and paid cash for both of our vehicles, so no car payments, we also had pay as you go phones, so no contract and it cost us about $30 every 2 or 3 months for both. We called around and had some of our insurances adjusted for lower payments, better coverage, just comparison shopping that worked out well for us, lots of places will give you a good deal if you bulk your house and you cars, etc all together, umm, I clip coupons, we used to use cloth diapers, I make my own laundry soap, I do little things like buy refill size things and reuse containers, and I also buy mostly generic groceries. We shut off our cable too at the beginning of the summer and we really don't miss it, even though my dh is starting to get nervous with football season coming up, but that has saved us some cash. I've sold things on Craigslist, I don't shop, I buy most things used. I rummage sale shop a lot!!!
at 2:51 PM on Jul. 27, 2010