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is there insurance companies that insure u if u get pregnant and dont have insurance

 
ashleyyoung

Asked by ashleyyoung at 2:56 PM on Jul. 27, 2010 in Pregnancy

Level 5 (59 Credits)
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Answers (11)
  • Here in Mass, we have MassHealth insurance and you automatically get it if you are pregnant! Also it will continue to cover you after, and if you are above the income guidelines, they will still cover the child.
    KaRaBaSsEtT

    Answer by KaRaBaSsEtT at 3:18 PM on Jul. 27, 2010

  • Medicaid is the only thing. It is for low income families. Most big insurance companies will consider pregnancy a pre existing condition and will not insure you until after you have your baby.
    xxlilmomma09

    Answer by xxlilmomma09 at 2:57 PM on Jul. 27, 2010

  • state insurance! we have health wave in KS! most insurance companies wont take u if u are pregnant! do some calling around and find out! good luck!
    Caroline2010

    Answer by Caroline2010 at 2:58 PM on Jul. 27, 2010

  • i found this place called first preferred insurance.com and talked with them and they cover it it you are preg
    ashleyyoung

    Comment by ashleyyoung (original poster) at 3:00 PM on Jul. 27, 2010

  • if u don't find anything consider a CPM homebirth midwife(if legal in your state). My DD's birth cost 3,000.
    Lynette

    Answer by Lynette at 3:00 PM on Jul. 27, 2010

  • The majority of private insurance companies, consider pregnancy to be a "pre-existing" condition. If you are pregnant before trying to buy insurance.

    So, most will not insure you. In order to most major private insurance carriers to cover pregnancy, you have to have insurance before you become pregnant.

    I think your best bet is to try for medicaid/state medical coverage. Most states will give coverage to an uninsured pregnant woman automatically, no denials.
    pixie_trix

    Answer by pixie_trix at 3:03 PM on Jul. 27, 2010

  • If pregnancy is "pre-existing" is based on the STATE laws! Illinois already has a law that states that insurance can NOT consider pregnancy as "pre-existing". Also that health care bill that congress passed was suppose to do away with that too. Although I'm not totally sure when that health care bill is suppose to kick in. The first thing I would do is learn your state/local laws. You may already be in state that does NOT allow insurance companies to treat pregnancy as "pre-existing".
    SAHMinIL2

    Answer by SAHMinIL2 at 3:03 PM on Jul. 27, 2010

  • Just make sure that you find a reputable insurance company.. Not just a company that you find on-line. Make sure you research the company and make sure they are a real, valid company.
    xxlilmomma09

    Answer by xxlilmomma09 at 3:05 PM on Jul. 27, 2010

  • oh and that 3,000 covered all prenatal and postnatal care
    Lynette

    Answer by Lynette at 3:06 PM on Jul. 27, 2010

  • i was on medi-cal when i was prego with both of my kids, and they only cover pregnancy, and post-partum for 60 days. if you qualify, they will cover more than just pregnancy related medical needs.
    nickellmomof2

    Answer by nickellmomof2 at 3:06 PM on Jul. 27, 2010