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Married couples who have experienced a pre-marital bankruptcy..

meaning your Spouse or you files before marriage.

I know some people will put all credit in the spouses, w/good credit's, name, but are you allowed to use their income as yours w/o putting them on a loan agreement? so their credit doesn't effect interest rates, but you still get approved.

 
Anonymous

Asked by Anonymous at 12:29 AM on Aug. 17, 2010 in Money & Work

This question is closed.
Answers (2)
  • You can have your spouse be a co-signer on loans, so their credit doesn't affect yours. My DH had pretty bad credit after his divorce, so we put everything in my name.
    Scuba

    Answer by Scuba at 11:06 AM on Aug. 17, 2010

  • I think it's determined by how long you've been married. After a while, your credit score affects his score and vise versa.
    HotMama330

    Answer by HotMama330 at 11:43 AM on Aug. 17, 2010