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Married couples who have experienced a pre-marital bankruptcy..

meaning your Spouse or you files before marriage.

I know some people will put all credit in the spouses, w/good credit's, name, but are you allowed to use their income as yours w/o putting them on a loan agreement? so their credit doesn't effect interest rates, but you still get approved.


Asked by Anonymous at 12:29 AM on Aug. 17, 2010 in Money & Work

This question is closed.
Answers (2)
  • You can have your spouse be a co-signer on loans, so their credit doesn't affect yours. My DH had pretty bad credit after his divorce, so we put everything in my name.

    Answer by Scuba at 11:06 AM on Aug. 17, 2010

  • I think it's determined by how long you've been married. After a while, your credit score affects his score and vise versa.

    Answer by HotMama330 at 11:43 AM on Aug. 17, 2010