You have to really read the fine print, see what is listed as a preexisting condition, and what is/isn't covered. Most of it is just junk ~ and allows the vets to keep jacking up the prices.
I blew $3000 putting one of my dogs back together (in spite of keeping her home most of the time, with two IVs running) and my vet suggested it. I blew a gasket. Insurance is the single driving factor behind high cost human medicine, and I will NOT pay to see that happen with vet medicine. The idea of only rich people having pets is medieval ~ but the routine costs are already making it so a lot of people can't afford a pet. I do rabies/distemper and once a year checkups until mine start hitting 'elderly' ages. I feed well and I pay attention to any signs of illness and treat early. I've lost 4 in the past two years all aged 17- 18. Healthy pets don't cost a fortune, and spending more doesn't make one a better owner, just a poor one.
at 5:50 AM on Aug. 18, 2010