Join the Meeting Place for Moms!
Talk to other moms, share advice, and have fun!

(minimum 6 characters)

If Child Support has been connected to your DH's bank account and that certain amount is not available on the day its supposed to come out, is the bank supposed to still pay it and then charge the account holder an overdraft fee or will they just send whats in there or refuse to pay it?

This is all new to us.Just wondering.


Asked by Anonymous at 9:38 PM on Aug. 21, 2010 in Money & Work

This question is closed.
Answers (8)
  • 1. I thought the money came out of HIS WORK CHECK? -- meaning before his check is put into your banking account the money is already withheld from his paycheck & its more up to the employer.. (this is how my moms work does it.)
    2. If you have *anything* set up on auto draft (automatically sucked out of your account) .. The funds better be there.. Or you will go under & then get stuck with the overdraft fee too -- or at least this is how our bank is.
    -- this is something that is with your bank. Some banks may allow you to be X amount of dollars negative (but its usually not alot)
    -- ALSO (new to our bank) You can call your bank & tell them you dont want "over draft protection" and this will keep you from ever over drafting & the transaction should be denied.. But then, ask the bank, "Auto draft" may have different rules.

    Answer by MommaTasha1003 at 10:53 PM on Aug. 21, 2010

  • I would imagine it depends on the bank.

    Answer by CABlonde at 9:39 PM on Aug. 21, 2010

  • If it has been set up to be automatically debited, most likely they will take it out and your bank will charge you an overdraft fee.

    Answer by Courtney610 at 9:41 PM on Aug. 21, 2010

  • If you are concerned, I would first call the bank and then call the agency that takes care of sending the payments to you.

    Answer by WoodWitch at 9:42 PM on Aug. 21, 2010

  • It depends on how how he set it up with his bank.

    Answer by mamaofficer at 9:44 PM on Aug. 21, 2010

  • Depends on the bank policy. Some banks allow overdrafts, and some will deny the transaction all together if the whole funds aren't available.

    Answer by xxlilmomma09 at 10:11 PM on Aug. 21, 2010

  • I would set it up to come out on a pay day or a day after a pay day so it's never an issue.

    Answer by Christina807 at 10:33 PM on Aug. 21, 2010

  • i think it depends on the bank. i have first merit and they will let any charge come through no matter if we have the money or not. they will approve charges up to 400 dollars in the neg.

    Answer by jamiethornton26 at 7:34 AM on Aug. 22, 2010

Next question in Money & Work
FHA loan?

Next question overall (Relationships)
divorce, custody, alimony