Join the Meeting Place for Moms!
Talk to other moms, share advice, and have fun!

(minimum 6 characters)

Would you use a discount health plan instead of an health insurance if it was cheaper ?

Answer Question

Asked by SaferAtHome at 9:26 AM on Oct. 10, 2008 in General Parenting

Level 1 (0 Credits)
Answers (3)
  • I have used a discount health plan because it was cheaper but in the long run it costs me an arm and a leg because it didn't cover much of anything. I was still paying out of pocket what I would have paid with private insurance plus more. Basically, it sucked. :O)

    Answer by Southerncharmes at 9:28 AM on Oct. 10, 2008

  • No. While a discount plan may be cheaper for everyday things like well-baby visits, it does little or nothing for emergencies. Two years ago, my husband was in a bad accident and was in the hospital for 11 days. Without insurance, we would have lost our house. The higher monthly cost of insurace versus a disount plan helps insurance not only our physical health but our financial health as well.

    Answer by kaycee14 at 12:46 PM on Oct. 10, 2008

  • Yeah its the emergencies those plans aren't good for. I looked into it for me and they all were outrageous for Er visits!

    Answer by hill2 at 6:57 PM on Oct. 10, 2008

Join CafeMom now to contribute your answer and become part of our community. It's free and takes just a minute.