I need help managing money. My S.O is not helpful or supportive at all. I have asked him to help me by teaching me how to budget and he says it's stupid I shouldn't need help as an adult. So could anyone give me some pointers?
* IF you are just going to tell me S.O is right then don't waste the space or time of posting a nasty comment* thank you to those of you trying to be helpful in a nice way
I like Dave Ramsey. There is a group on Cafemom that has Dave's way of budgeting money. I can help you make up a budget if you need help with that. Please be careful with those TV ads saying that they can restore your credit and pay your bills for you. There is also a non profit group called Consumer Credit Counseling. They are a very reputable firm nationwide and you make one payment to them and they pay all the debts on your plan. They only take a small fee to cover office expenses. The only downside to that is when you do get everything paid off, you will be 'treated' like a Chapter 13 Bankruptcy. The best way to get a handle on your money and where it goes is to keep a log of every penny you spend. Then look back over it and it will really surprise you. Cut up your credit cards, a debit account is fine since it is tied to the money you have in the bank. Let me know if you need more help.
Answer by Joeygoat at 7:15 PM on Aug. 31, 2010
Answer by gracefulsky at 7:28 PM on Aug. 31, 2010
Answer by michiganmom116 at 7:36 PM on Aug. 31, 2010
Answer by Erica_Smerica at 10:24 PM on Aug. 31, 2010
Answer by Ella6 at 10:30 PM on Aug. 31, 2010
Answer by motherofhope98 at 11:11 PM on Aug. 31, 2010
Answer by oddfox at 1:04 PM on Sep. 1, 2010