Join the Meeting Place for Moms!
Talk to other moms, share advice, and have fun!

(minimum 6 characters)

School Insurance

Do you buy the school accident insurance or not? Why or why not?

Answer Question
 
purpleducky

Asked by purpleducky at 4:11 PM on Sep. 3, 2010 in General Parenting

Level 21 (11,829 Credits)
Answers (10)
  • No just because we do not need it our little one is fully covered.
    Melbornj

    Answer by Melbornj at 4:12 PM on Sep. 3, 2010

  • No, my children are already covered by insurance.
    geminilove

    Answer by geminilove at 4:14 PM on Sep. 3, 2010

  • It seems like a total waste of money.

    What are the benefits?
    UpSheRises

    Answer by UpSheRises at 4:15 PM on Sep. 3, 2010

  • No because we have insurance. However, my niece cut her leg during PE when she slammed into the bleachers are few years and they do not have insurance. The principal told my sister if they had purchased the insurance, she would have been covered.
    Izsarejman

    Answer by Izsarejman at 4:19 PM on Sep. 3, 2010

  • Nope, this is the first I've ever heard of it...
    SabrinaMBowen

    Answer by SabrinaMBowen at 4:23 PM on Sep. 3, 2010

  • I've never heard of it before. Is that only something that's offered in certain areas?
    HotMama330

    Answer by HotMama330 at 4:24 PM on Sep. 3, 2010

  • Every school I have ever been to (primary and secondary) has offered it. It is insurance that covers your kid if something happens to them on school grounds during school hours. You can pay for extended 24 hour coverage or dental coverage, but both are extra.
    purpleducky

    Comment by purpleducky (original poster) at 4:26 PM on Sep. 3, 2010

  • No, he is already insured and it's kind of expensive.
    tyfry7496

    Answer by tyfry7496 at 5:11 PM on Sep. 3, 2010

  • Never purchased them.
    musicmom08

    Answer by musicmom08 at 6:51 PM on Sep. 3, 2010

  • We carry health insurance for our family as is the Law here in MA. The school also carries a policy for athletics... if someone gets hurt it will cover the student over and above what their insurance doesn't cover. So I don't feel the need to buy insurance.

    Morgain

    Answer by Morgain at 7:13 PM on Sep. 3, 2010

Join CafeMom now to contribute your answer and become part of our community. It's free and takes just a minute.
close Cafemom Join now to connect to other members! Connect with Facebook or Sign Up Using Email

Already Joined? LOG IN