So I have heard the argument before regarding health care reform that you will be paying for everyone elses health care. The recent post on insurance cost and americans being obese just reminded me of this. You work, have your own insurance, WHY should you have to pay for someone elses. Which strikes me as a little funny. You already are paying for everyone elses. That is why insurance costs are so astromonical. I work at the insurance company. I see the claim amounts that we take from the unhealthy and those costs are recouped by premium increases on everyone. The healthy are paying for the sick. Your insurance is sky high because of the unhealthy. You are paying for other peoples healthcare already. What is the difference?Answer Question
Asked by Anonymous at 10:46 AM on Sep. 10, 2010 in Politics & Current Events
Answer by NotPanicking at 10:49 AM on Sep. 10, 2010
Answer by happy2bmom25 at 11:00 AM on Sep. 10, 2010
Answer by soyousay at 11:01 AM on Sep. 10, 2010
Answer by gertie41 at 11:03 AM on Sep. 10, 2010
God forbid you or your family ever get sick NP, because then you are screwed. Do you really think you will be able to pay out of pocket then?
The cost isn't going to double or triple when this happens, that is just a scare tactic. Go the link and read.
Answer by mommom2000 at 11:04 AM on Sep. 10, 2010
Answer by Farmlady09 at 11:05 AM on Sep. 10, 2010
You don't think you are already paying for other peoples health care. It's the people that don't have insurance costing us. When someone without insurance has an emergency they are not paying out of pocket, they are going to the emergency room. The costs at the emergency room is astronomical and most people don't pay that bill. That drives up the cost of health care for everyone.
Answer by mommom2000 at 11:08 AM on Sep. 10, 2010
The rebate program will begin January 1, 2011
To ensure premium dollars are spent primarily on health care, the new law generally requires that at least 85% of all premium dollars collected by insurance companies for large employer plans are spent on health care services and health care quality improvement. For plans sold to individuals and small employers, at least 80% of the premium must be spent on benefits and quality improvement. If insurance companies do not meet these goals because their administrative costs or profits are too high, they must provide rebates to consumers.
Answer by mommom2000 at 11:12 AM on Sep. 10, 2010
Answer by NotPanicking at 11:12 AM on Sep. 10, 2010
Answer by NotPanicking at 11:14 AM on Sep. 10, 2010
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