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Debt..

My boyfriend has gotten something in the mail from a lawyer (he requested it to get his license back and get his credit back) well turns out he owes 130k...we think someone stole his identity. But looking at these papers, I think that his uncle may have used his social to open up accounts for his small business.... there is a bank credit card that specializes in small businesses so it makes me suspicious...ya know?

Answer Question
 
Stephernie88

Asked by Stephernie88 at 2:42 PM on Sep. 18, 2010 in Money & Work

Level 10 (391 Credits)
Answers (5)
  • You need to be talking to a lawyer or calling the police. Get all his credit reports ASAP and start looking. This is something you need to get nixed quickly or it could grow even uglier.
    Anna-Chubaby

    Answer by Anna-Chubaby at 2:43 PM on Sep. 18, 2010

  • I would be dealing with the credit cards and credit bureaus directly b/c he can fight the stuff that isn't his, but he won't be able to do anything about getting he credit back on track until he gets it all straightened out.
    coala

    Answer by coala at 2:44 PM on Sep. 18, 2010

  • i would get in touch with all 3 credit companies and get those reports - call the police - put a stop on all of your credit cards - call a lawyer and work like the devil to set this thing straight - each minute you waste, your credit is going down south - good luck to you!!
    kaysimon132461

    Answer by kaysimon132461 at 2:48 PM on Sep. 18, 2010

  • He's talking to a lawyer on Monday already
    Stephernie88

    Comment by Stephernie88 (original poster) at 2:54 PM on Sep. 18, 2010

  • He needs to file a police report. He also needs to get copies of his credit report from all three credit bureaus and dispute any accounts that he didn't open. He'll also want to have it put in his credit files that his identity was stolen. This way the bureaus have to contect him before any new accounts are opened to make sure he actually opened them.
    HotMama330

    Answer by HotMama330 at 4:16 PM on Sep. 18, 2010

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