First you need to get preapproved for a loan. Know how much you can pay each month on mortgage, property taxes and insurance. Then start looking for houses in that price range, a realtor will guide you through the rest of the process.
area, school, neighbors, price....if there isn't a bathroom or closet on the main floor DON'T BUY!! it's so hard with a 2 toddlers when the one needs help with the potty cuz she doesn't want to wipe...and you have no room for sweepers or brooms and are constantly carrying them up and down the stairs
A lot. First you got to figure out how much you can reasonably afford. Rembmer to include the property taxes in the figure. Mortage calculators normally don't factor that in. You then must decide what area you want to live in. What style house you want etc...If you're buying a new construction house it will take months to build, but you will get to choose the features you want. If you buy a used house you will be able to move in about a month or so. You will need your downpayment and also your closing cost. You can also pay more to buy down points. Remember to try to get a fixed rate mortage so that your payment will not flucuate. Some new constructions have a deal where the rate is like 2% first year 3% 2nd year and then your regular fixed rate for the rest of the years. SO much to consider.