I have the gerber grow up plan for both my boys. so far I haven't had any problems with them. For hubby and I we got our life insurance through our bank, and so far haven't had any problems. It actually covers our kids too, up until they turn 18, but after that they will still have their gerber plans. We are each covered for $250,000, and we pay $60 ever 3 months.
at 5:56 PM on Oct. 20, 2008