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3 Bumps

If you wanted to be a permanent SAHM, how much $ would your husband need to make?

Also, do you live in low or high cost of living area?

Answer Question
 
Isaidit

Asked by Isaidit at 10:40 PM on Sep. 30, 2010 in Money & Work

Level 6 (110 Credits)
Answers (16)
  • we live in a med cost area (high for mo) and we would do just fine with what he makes, or even a little less and no pa at all. we've been blessed. he makes in the teens and it's plenty for our little family. i'm a full time student
    angevil53

    Answer by angevil53 at 10:43 PM on Sep. 30, 2010

  • probably 75 grand a year to live comfortably in tampa bay florida.
    americanadian25

    Answer by americanadian25 at 10:43 PM on Sep. 30, 2010

  • I live in a low cost area. My Husband just took a job making about 75,000.00 a year and it was then that I was able to quit my job.
    jenellemarie

    Answer by jenellemarie at 10:45 PM on Sep. 30, 2010

  • My hubby makes about 30 a year and we do okay. We just clip a lot of coupons :-)
    married2thenavy

    Answer by married2thenavy at 10:46 PM on Sep. 30, 2010

  • We would have needed over $100K a year for me to be a full time SAHM. I've worked since my son was 2. I've also been a single mom since he was 5. And I make over $100K myself now. And yes, we live where the cost of living is mid-high.
    Indyk

    Answer by Indyk at 10:49 PM on Sep. 30, 2010

  • angevil53, and married2thenavy, do you feel like you could be a PERMANENT SAHM on that?
    Isaidit

    Comment by Isaidit (original poster) at 10:49 PM on Sep. 30, 2010

  • We live in a lower cost of living area. My husband makes $42,000 a year and we live comfortably. We clip coupons, look for sales and we don't indulge in the extras...going out dinner, brand new cars, etc.
    Leigh519121

    Answer by Leigh519121 at 10:52 PM on Sep. 30, 2010

  • We live in a low-med cost of living area. For me to be a permanent stay at home mom, my husband would need to make about $50,000 a year.

    JeremysMom

    Answer by JeremysMom at 11:10 PM on Sep. 30, 2010

  • For us to live and pay our bills effectively my husband has to make at least 100k a year...we live in a very poor area so he works out of town..I have been a full time sahm since my sd was 7 and shes now 13..
    jorjiegirl

    Answer by jorjiegirl at 11:17 PM on Sep. 30, 2010

  • The easy answer is 120% of your expenditures. The actual dollar amount depends on where you live and how much you spend. The sad fact is that no matter how much is made, the expenditures will adjust to the income and you will never be able to afford staying at home unless it is pre-planned and the plans are written in stone.


    But for me, personally, he would need to make $135,000 without benefits and maybe $90,000 with excellent benefits. Our health insurance alone is about $700 per month, not including the $5,200 deductible per person.

    sillymoo

    Answer by sillymoo at 11:40 PM on Sep. 30, 2010

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