Hey I'm shopping around for health insurance, and it's so overwhelming. We are a self employed family so going through work isn't an option. Any advice on a good insurance company? I know they'll all are gonna have high premiums, just looking for good coverage, and what are the MUST HAVES. What we have now STINKS. ThanksAnswer Question
I don't know what state you're in and what is availible in your area.. I also don't know if you have any special medical needs going on... but here's my experiences! I've had insurance through employers usually. We have Blue Cross Blue Shield now, and I don't care for them. The doctors make a face when they know you have them, seems like I pay for a lot more out of pocket. I had United Healthcare for ages and LOVED them. They were very reasonable on what they covered. Not having to fight your insurance to pay what they are supposed to pay is a big deal to me! Aenta is a solid company as well. My husband just changed jobs and I did a lot of reading and comparing trying to figure out what we "lost" by stepping down in benefits.
Answer by Serafyna at 4:15 PM on Oct. 23, 2008
http://www.realsimple.com/realsimple/content/0,21770,1118129,00.html -- This is a health insurance "checklist" to help you compare benefits and see what you're getting.
http://health.usnews.com/sections/health/health-plans/index.html US News and World report on the best Health Insurance companies and how they are rated.
Answer by Serafyna at 4:17 PM on Oct. 23, 2008
Answer by SabrinaMBowen at 12:30 PM on Oct. 24, 2008
Answer by GeorgeS at 9:08 AM on Oct. 30, 2008
Next question overall
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