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I'd love to hear suggestions from those against ObamaCare on how to fix our health care system to make it fair, affordable and accessible for ALL Americans...

 
IhartU

Asked by IhartU at 8:38 AM on Oct. 15, 2010 in Politics & Current Events

Level 27 (31,412 Credits)
This question is closed.
Answers (37)
  • The answer is obvious - you get rid of HMO's and put things back the way they were BEFORE those became the standard. No more expecting your insurance to pay for every antibiotic and visit for the flu. Insurance was supposed to pay for major medical expenses like broken bones and surgery, not for you to have a pap smear. HMO's are the reason the pap smear that used to cost $20 now costs $150 - because they have to pay 8 different people to process the paperwork to pay for it. The answer isn't more insurance, it's less.
    NotPanicking

    Answer by NotPanicking at 8:49 AM on Oct. 15, 2010

  • Oh, yeah, and allow interstate competition with insurance- increasing supply always drives down costs. It's economics 101.
    lovinangels

    Answer by lovinangels at 8:59 AM on Oct. 15, 2010

  • 1) tort reform. This alone would drive down the cost of medicine. If the doctor's didn't have to carry several million dollars worth of insurance... well it could be really good.
    2) create a program where a good portion of a doctor's and nurses student loans could be paid using work in real time in poor and under privileged areas. Give them a gigantic tax break if they continue working one solid day a week in a clinic, offering services to the poor and needy. Use these hospitals that often already contain pharmacies to TRAIN new pharmacists, and pharmacist assistants, to provide prescriptions free of charge to those who qualify, widening the margin a bit. Allow ANYONE to use the clinics, based on a real time, sliding scale fee.
    this does two things- increases the amount of doctors providing free care, and increases the number of medical professionals over all.
    lovinangels

    Answer by lovinangels at 8:53 AM on Oct. 15, 2010

  • don't know but our deducatbles and co-pays are so high we NEVER use it but we pay for it every month out of DH paycheck.

    That's another symptom of HMO's that cover every sniffle and wheeze. Your premiums are higher because you're paying for everyone who takes their kid to the doctor everytime they have a 98.9 fever.
    NotPanicking

    Answer by NotPanicking at 9:04 AM on Oct. 15, 2010

  • give the pharmaceutical companies incentives to provide drugs to these clinics at low cost.
    lovinangels

    Answer by lovinangels at 8:55 AM on Oct. 15, 2010

  • A good start would be to put caps on medical treatment and supplies. As it stands the insurance companies set the caps and that's what the doctors will charge. So one person may be charger 150 for a visit and another 75 depending on how much the company will pay. This causes insurance rates to go up making private insurance to expensive for a lot of families who then have to pay out of pocket closer to 200 fr the same visit. Why? Because they are allowed to charge that amount. Ther should have to be set fees. Office visit $75 end of story that's how much it is. Tylenol at the hospital $5 a pill plus a dispensing fee. Off the self $5 a bottle! It's ridiculous.
    Anonymous

    Answer by Anonymous at 8:57 AM on Oct. 15, 2010

  • Most pharmaceutical companies DO donate drugs to underprivileged and under insured people. My mother gets he meds for 1/2 the cost from the company of the drug store because her insurance doesn't cover it.
    Anonymous

    Answer by Anonymous at 8:59 AM on Oct. 15, 2010

  • If you are looking at Individual Insurance it is like major medical. My family is insured with a $4000 deductible, in the individual insurance world that means that we have to pay $8000 out of pocket before we are covered for anything. We pay almost $500 a month for that. So if my daughter and I get hit by a bus we need to pay $8,000, is that affordable? No, but it will let us keep our house if we need something major. I can buy a brand new car for a lower monthly payment. I hope that we don't ever need antibiotics because the last one we got was over $100.

    The only rational answer that I know is for the federal government to get involved to help out the middle class! If my husband hadn't started his own business we would be able to go on welfare and have great insurance. We are happy that we don't qualify for assistance but we are getting screwed.
    Mommy2Gabrielle

    Answer by Mommy2Gabrielle at 9:02 AM on Oct. 15, 2010

  • our health care system to make it fair, affordable and accessible for ALL Americans...

    Oh and BTW- I don't see how ObamaCare is fair, accessible and affordable for ALL- how is it fair for those forced to buy insurance, how is it accessible for those in rural areas now losing doctors because the reimbursement is too low- affordable- well, we will have to see on that one as the increases have not kicked in yet. So, you are seeking and rejecting ideas based on the false assumption that ObamaCare has delivered the above, which it has not.
    soyousay

    Answer by soyousay at 9:18 AM on Oct. 15, 2010

  • Can anyone link her to all of the posts of the pasts where conservatives and independents have answered this many times over?
    tnmomofive

    Answer by tnmomofive at 8:39 AM on Oct. 15, 2010