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Credit cards or layaway?

How are you doing your Christmas Shopping?

Answer Question
 
My_o_me_x_3

Asked by My_o_me_x_3 at 4:19 PM on Nov. 3, 2010 in Shopping

Level 15 (2,040 Credits)
Answers (23)
  • Cash money and sales. If I didn't have the cash, I would do lay-away.
    xxlilmomma09

    Answer by xxlilmomma09 at 4:20 PM on Nov. 3, 2010

  • Cash. Always cash. We don't use credit cards. The only things financed are the house and his car.
    Orionsgirl

    Answer by Orionsgirl at 4:22 PM on Nov. 3, 2010

  • Cash. I budget out $20-40/wk starting in October and do the shopping a bit at a time, or save up a few weeks for the big things.
    NotPanicking

    Answer by NotPanicking at 4:23 PM on Nov. 3, 2010

  • Hopefully all cash this year, we closed 3 of our 5 credit cards so not much credit to play with this year, thank goodness.
    LuvmyFam6

    Answer by LuvmyFam6 at 4:25 PM on Nov. 3, 2010

  • My Diwali shopping (all holiday shopping really) is cash only.
    pixie_trix

    Answer by pixie_trix at 4:26 PM on Nov. 3, 2010

  • cash... we have done credit in the past and paid it off at tax time but that isnt always a reliable way to do it and you still accrue some interest. I think it is just as easy to buy little bits at a time instead of making layaway payments and waiting in long lines to get your stuff out unless there is a big item that you want and you know it may not be available by the time you have the money for it...then layaway would be a good option.

    foxracing43701

    Answer by foxracing43701 at 4:27 PM on Nov. 3, 2010

  • i'd rather use cash or put it in lawaway but we dont have much spare money even in the last few months. We are having another baby anyday now & I havent been working the last few months :( So we budgeted what we could & might put a few things on the credit cards so the kids have something, even if its not much
    My_o_me_x_3

    Comment by My_o_me_x_3 (original poster) at 4:28 PM on Nov. 3, 2010

  • Paying with cash
    Raeann11

    Answer by Raeann11 at 4:28 PM on Nov. 3, 2010

  • layaway is good if you have to buy something and wanna make small payment over the time. But i dont do that. I wont buy lots of presents. I only have one daughter and she has grandparents and great grandparent so she will get from them presents and when I buy one that will be then more that enough presents in total.
    LittleBirdFly

    Answer by LittleBirdFly at 4:30 PM on Nov. 3, 2010

  • We don't have much money either. We have and are teaching our children it is not all about presents.
    Raeann11

    Answer by Raeann11 at 4:31 PM on Nov. 3, 2010

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