Well, it is changing BAD. For the cheaper ins we have been paying for we will no longer have co-pays. ONLY a 5,000 dollar deductible. If we pay for the more expensive plan we can have a medical spending account and high co-pays. $50 a vist. We are told this is due to health care reform. How is this better? We can't eveen drop ins cause that is not legal right? Or can we still. I don't want to pay for something we can't even afford to use... KWIM
Asked by Anonymous at 7:20 AM on Nov. 9, 2010 in Politics & Current Events
Answer by agentwanda at 7:38 AM on Nov. 9, 2010
I don't know when the mandate goes into effect, but I think it is in 2014 as it stands now. There will be challenges to the bill due to several parts of it being considered unconstitutional. How the government can decide to mandate you to purchase a third party product is beyond me. There I was thinking it was unconstitutional but all of those that are pro-this reform are eating it up with a spoon.
Reform is needed, to be sure. But this reform is nothing more than a power grab and a wet kiss to special interests. Typical of our government.
Answer by QuinnMae at 7:43 AM on Nov. 9, 2010
Answer by itsmesteph11 at 7:31 AM on Nov. 9, 2010
as far as making claims, plus it costs more per month & then it's my understanding that our health ins. policy's value, whatever the gvt decides it's worth, will be added to DH's salary, so we will have to pay taxes on it.
Ummm, I think I need a reminder. Didn't Obama and Company excoriate McCain over suggesting that we tax health plans and then when you file your returns you get that money back every year? So, he grilled McCain for suggesting that the govt. get an interest free loan on taxing ins. plans and then you get your money back at the end of the year, yet Obama's plan does the same thing with no return to the tax payer? Wow, he should have been more clear on the campaign trail, but then again, I am sure that was purposeful.
Answer by QuinnMae at 7:48 AM on Nov. 9, 2010
Answer by NotPanicking at 7:45 AM on Nov. 9, 2010
Answer by jewjewbee at 8:47 AM on Nov. 9, 2010
Answer by tnmomofive at 9:53 AM on Nov. 9, 2010
Answer by Rnurse at 6:00 PM on Nov. 9, 2010
Answer by MissAlisabeth at 10:20 AM on Nov. 9, 2010
OP- are you going to a HSA? All execs at my husband's Co are now going to a HSA in lieu of standard Health Insurance- our deductible is 2500. It's ok for us because we chose this years ago for tax/savings purposes. Of course, there is talk of this credit going bye-bye in the coming year, so we will have to see.
Answer by Sisteract at 11:02 AM on Nov. 9, 2010