I go through these "funks" where I just can't deal with Money or balancing our checkbook and til now, the funks come and go within 1-2 weeks and everything is fine. We still have never paid anything late and have a credit score of 806 - I should mention also I am solely the one who does the bills or knows anything about the finances and my husband is unaware of my "funks" ) but today is the first time ever in 10 years we are in the negative.. I NEED a budget.. I don't know how to do one.... can someone help me? I want to be fruegel (bad spelling i know) and almost border line tight with our money so we actually HAVE some.. we don't make a LOT but it should be enough to live more than we are right now if I could get on track.....Answer Question
Answer by HotMama330 at 1:12 PM on Nov. 9, 2010
Answer by butterflymama23 at 1:50 PM on Nov. 9, 2010
You can call Money Management International. They don't have a branch in your area, but they offer counseling over the phone 24/7. It's a non-profit company, formerly known as Consumer Credit Services. I believe most, if not all, of their services are free. They can help you with budgeting and setting financial goals. If you want to actually go in and talk to someone face to face or attend a class they might be able to refer you to a similar service in your area.
Answer by TweenAndTwinMom at 2:22 PM on Nov. 9, 2010
Answer by sweetstkissez22 at 3:51 PM on Nov. 9, 2010