I have this credit card that I haven't used in years, never a problem. Now all of a sudden I get a statement via email (because I'm set up for alerts) showing a balance of $56.00. It is showing a "minimum" interest fee, late fee and annual fee. They "supposedly" sent the "new terms" to me through mail yet I dont' recall getting anything. I told them I wasn't paying it because I have never used the card and never recieved the letter stating their new terms. But apparently I now just have to pay it because I didn't opt out of their terms in time.. Credit card companies are such a rip off. They charge the vendors who accept them and they make interest off the people who use them and now the ones that don't use them. you can't even keep a card for emergancies without paying???
Asked by Anonymous at 2:29 PM on Nov. 9, 2010 in Money & Work
Answer by Erica_Smerica at 5:30 PM on Nov. 9, 2010
Answer by peanutsmommy1 at 2:31 PM on Nov. 9, 2010
Answer by MommaTurbo at 2:31 PM on Nov. 9, 2010
I have at least 15 credit cards that I never used, and this has not happened to me, it sounds like fraudulent charges to me, if I were you, I would fight them and not pay.
Answer by older at 2:36 PM on Nov. 9, 2010
Answer by 405mom at 2:53 PM on Nov. 9, 2010
Answer by Mom2Jack04 at 3:23 PM on Nov. 9, 2010