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How do You Restore Or Clean Up Bad Credit?

With today's economy it is reported that consumers has lost their credit ability due to a loss of job or decrease on their pay. We are seeing so many advertisement on "How to Wipe Out Bad Credit"....But with everything...there is always a "FEE"...I have learned that we as consumers can restore or wipe out bad credit but it takes certain legal verbage in order to do so....But how to obtain this certain letter to creditor's seems merely impossible!

Am I the only one that has lost credit due to this economy? And how do we fight back to restore what we had lost? Any Credit Expert's Out There? Sure Need Any Advice Here!

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Asked by MamaGuru at 1:48 PM on Nov. 2, 2008 in Money & Work

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