You have asked this several times. There is no one better plan over another, it depends on you and your family. If your being offered the 2 choices from an employer, which apparently you are, look at the benefits they are offereing and decide for yourself. We can't read your mind or your families financial situation.
at 5:14 PM on Nov. 18, 2010
Well, first I would have to know what they mean? Why don't Moms ever actually spell out these words? Yikes.....it ticks me off.I can'thelp you. This isn't a guessing game!