where you (the wife) is the beneficiary?
Are you also the owner of the policy?
Let me explain, I use to work for MetLife as an agent and still have my insurance license. The reason I ask if you are the beneficiary and the owner is because the owner of the policy is the one that can make changes. Why is this important you ask? Because if you're husband has a policy and you are not the owner, he can change the beneficiary without your knowledge. Why is that important you ask? Well, we had a case where the wife of the deceased (they were married for about 37 years) called with an original $500,000 policy in hand and when we looked up her information, he had changed the beneficiary of the policy about 5 years earlier into his 29 year old mistresses name and there was absolutely nothing, nothing the wife could do about that. Now how you like them apples?!?!
Answer by MamaAlice54 at 7:09 PM on Nov. 23, 2010
Answer by Erica_Smerica at 3:08 PM on Nov. 23, 2010
Answer by bjojola at 2:57 PM on Nov. 23, 2010
Answer by louise2 at 2:59 PM on Nov. 23, 2010
Answer by bjojola at 3:00 PM on Nov. 23, 2010
Answer by bjojola at 3:11 PM on Nov. 23, 2010
Answer by musicpisces at 3:34 PM on Nov. 23, 2010