Ok. before we start, I know this is stupid and I should have paid it... But I got a call saying that it's now pre- legal. I have to pay them $715 now or $400 in dec and $400 in Jan or they'll send my account to a lawyer and sue me.
Now I've made payments, they're just small and sporadic.. whenever I can afford it. This is also the private loan and not the government loans. I have the government portion in "remission".
However, can they actually sue me when I'm paying, I'm just not paying what they're asking for when they're asking for it?
And they're asking for $800, or $715 all at once.. and when I log into my account on their website, I'm only behind $223. There is no way I can come up with that kind of money. If I could, then I would not be behind on this loan.
If anyone has any information about the best thing to do when I don't have $800, that would be great!
Answer by Scuba at 10:33 AM on Dec. 6, 2010
Answer by KARRIEMARIE at 10:35 AM on Dec. 6, 2010
Answer by LittleBirdFly at 10:36 AM on Dec. 6, 2010
Don't pay the amount all at once. They are getting really edgy right now with trying to get money out of people. I was actually in a courtroom the other day and saw a hospital suit. The hospital wanted the whole bill paid in full. The judge asked the person what they could pay. They said $5.00 a month. He said, Fine... That's it. $5.00 a month! So, let it go to court if it has to, but I seriously doubt it will. Ask them if you can file a deferment or a forbearance and see if they will let you do it. The other option is that sometimes they can take your tax refund if you get one.
Answer by m-avi at 10:49 AM on Dec. 6, 2010
Answer by mhaney03 at 10:53 AM on Dec. 6, 2010
Answer by HotMama330 at 1:06 PM on Dec. 6, 2010
Answer by Erica_Smerica at 3:57 PM on Dec. 6, 2010
Answer by Erica_Smerica at 3:59 PM on Dec. 6, 2010