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ugh, 25, hubs is 28, we have 4 kids, 1 income, NO BUDGET SET & im tired of it. whats the easiest way to set a budget? im terrible w/ numbers.. and guessing how much we spend on what

any good books for beginners?


Asked by Anonymous at 4:12 PM on Dec. 17, 2010 in General Parenting

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Answers (7)
  • The best place to start is to track your spending. Keep EVERY receipt, and look at where the money actually goes. Then start deciding what can be cut back, and actually do it.

    Answer by DragonRiderMD at 4:13 PM on Dec. 17, 2010

  • i tend to see what comes in everytime we get paid and work out what needs to be paid n then what we need shopping wise i try to budget myself but dont work all the time

    Answer by angelbaby1323 at 4:14 PM on Dec. 17, 2010

  • Keep your receipts for one month and then the next month you will have an idea of how much you are spending and where it goes.

    Answer by Misteh at 4:14 PM on Dec. 17, 2010

  • I read the Everything Guide to Personal Finance when I first started my budget. It has worksheets and ideas on gaining control over your money.

    Answer by Ginger0104 at 4:16 PM on Dec. 17, 2010

  • keep track of everything, even if its a dollar, plan what you buy, make a list and stick to it!

    Answer by courtneycra at 4:16 PM on Dec. 17, 2010

  • Forget about tracking, jump in with two feet. Make the best guess you could at how much you spend on things like groceries, then see if you can stick to the number you set. It will take a good 3 months to get a good working budget.

    Answer by Candi1024 at 4:16 PM on Dec. 17, 2010

  • We use Quicken software to track where our money goes.

    Answer by missanc at 8:20 PM on Dec. 17, 2010