We have been in a home loan modification process for over a year and we keep having to start over. I just want to be done. Should I continue to start the process over and try to get the mod so we can stay where we are or just give up let them have the house. I'm tired and frustrated and just plain sad.
Asked by Anonymous at 5:19 PM on Dec. 17, 2010 in Money & Work
Answer by Sandyr911 at 10:28 PM on Dec. 17, 2010
Answer by misses_nick at 5:21 PM on Dec. 17, 2010
Answer by SpiritedWitch at 5:32 PM on Dec. 17, 2010
Answer by HotMama330 at 11:46 AM on Dec. 18, 2010
Answer by grismelda at 3:01 PM on Dec. 18, 2010
Get the advice of a bankruptcy lawyer - they usually get paid out of the court decision. Filing for debt protection under the law could assist the loan modification process along because they do not "really' want to be stuck with the house. The lawyer will advise you of all your options and the ramifications of each decision.
Answer by mrsljamieson at 1:14 PM on Dec. 19, 2010
Answer by Luisa621 at 11:25 PM on Dec. 29, 2010