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Adoption Questions

My husband and I have decided we want to adopt a child. We have one biological child now, but unfortunately, we are not able to have any more. We have absolutely no clue how to go about or even start the adoption process? Are there any specific guidelines to follow? We will need to hire an attorney? Which agencies are the best? Is it easier to adopt an American child or a foreign? How much is the average cost? See, told you we are lost, lol. Thanks in advance for all answers.

Answer Question

Asked by Anonymous at 12:02 AM on Nov. 9, 2008 in Adoption

Answers (5)
  • This will probably be long...

    First, you need to decide what type of adoption process you are interested in. There are several types.
    Domestic- can go through and attorney or an agency.. several fees, will vary depending on agency, can take years or months..depends on how soon a first mom picks you as potential adoptive parents.
    Foster-Adopt- Through the county, state services office. Usually little to no fees. SN or NSN usually available, but it will depend on your area. Must be a foster parent first, so you must go through the classes and training. Also, sometimes the parental rights have not been terminated and the child does not become available for adoption after all.
    International- Fees depend on the state, agency, and country program. Tons of paperwork, background checks for county, state, and federal level. Wait times can be 3 months to years. Right now China is running at least 3 years and climbing.

    Answer by mcginnisc at 8:09 AM on Nov. 9, 2008

  • Cont'd...

    You would have to research all the country programs to see what works for your family. China is a very long wait, lower cost, pretty reliable, but they have changed their requirements and new information is that in January they are planning on further tightening requirements.
    Haiti and Ethiopia are very popular right now. Guatemala is closed... parents are wondering if their pending adoptions will go through now. Russia restructures every several years and closes for periods of time. Columbia, and several Eastern European countries are also available.
    My best advice to you is to begin reading about adoption.. attachment and bonding are vital with an adopted child.

    Answer by mcginnisc at 8:20 AM on Nov. 9, 2008

  • Continued..
    Read everything you can about attachment disorders and adoption loss. All adoptees experience some form of loss and with post institutionalized children attachment issues are very common..even if they are a non special needs child.
    We adopted from China... we discussed it on our first date at 16. It took us 2 years of waiting to be eligible and then 2 years for a referral. We travelled for almost 3 weeks. Our adoption costs came to about $26K..this included travel and redoing gov't paperwork due to expiration. The tax credit is $11, 360 and we got the whole thing back, plus we got another $14K from our employers, so the whole adoption cost approximately $2k.

    Please let me know if you have questions... there's too much info to continue typing!

    Answer by mcginnisc at 8:32 AM on Nov. 9, 2008

  • mcginnisc- How did you end up getting the entire adoption credit back? We didn't end up getting even a fraction of the tax credit back (I think MAYBE $1000).

    Answer by LizClara at 8:52 AM on Nov. 9, 2008

  • LizClara-

    We are in a very high tax bracket and we do a ton of charitable donations annually( $5K+) so that works in our favor at tax time. The employer benefits for me were not taxed since it was only $2K. So, that was essentially free money. Our tax return this past year for 07' was over $17K. We still have $4K of the tax credit to use for 08'.
    We didn't take out any loans or anything to pay for the adoption. We had it all in the bank when we began. We used those 2 years that we had to wait to begin to save money... my entire paycheck went into an account specifically for the adoption. We put our travel ( flights, incountry travel) on our credit cards...that was about $5K for 2 adults and one child coming home.


    Answer by mcginnisc at 3:54 PM on Nov. 9, 2008

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