Well, Happy Holidays, your bank just broke into your home and robbed you of your precious belongings -- including your beloved husband!
That's what Bank of America just did to struggling homeowner Mimi Ash, who believes she was mistakenly foreclosed upon by the bank. Ash was behind on payments for her Truckee, California home and was working out a mortgage modification with Bank of America. However, before the modification was worked out, the bank seized her home, changed the locks, and tossed out her possessions, which included a box with her husband's ashes.
What is going on? In neighborhoods around the country, foreclosed houses are sitting empty, showing signs of wear, their yards overgrown, yet the banks don't seem to have the manpower to get them up and on the market again. But then here's a case where the homeowner is actually working with the bank to figure out a payment plan that she can afford and thus save her home from foreclosure. The bank can't find the time to work with this homeowner to a final solution, but somehow finds the time to break, enter, and clear it out, removing her very personal belongings.
Ash told the NYT:
"This is in essence a burglary ... But when a burglar goes in, they don't take your photos and your husband's ashes."
Other similar bank repossession stories have been surfacing, too. Reportedly, banks used repo men to break into Florida homes. Other banks have hired firms to break into and enter homes that were not even formally foreclosed upon, in some cases, while the homeowner was inside the house. You can imagine how scary that might be!
It just seems in a horrendous mortgage crisis situation like we have here right now in our country, banks should be working to keep people in their homes, not resorting to such indecency.
What do you think? Is the bank wrong or did the woman risk these consequences by falling behind on her payments?
I almost wanted to see if they want to have my husbadn too then I saw theytook his ashes. That's heart breaking
Answer by mom42107 at 6:06 PM on Dec. 22, 2010
Answer by jesse123456 at 7:18 PM on Dec. 22, 2010
Answer by cbk_mom3 at 5:49 PM on Dec. 22, 2010
Answer by mommy2be0611 at 5:52 PM on Dec. 22, 2010
Answer by But_Mommie at 6:00 PM on Dec. 22, 2010
Answer by -Eilish- at 6:48 PM on Dec. 22, 2010
She should have done the responsible thing. PAY HER MORTGAGE! It's not like this thing happens overnight. She was give ample warning.
Nope, I don't feel sorry for her.
I'm sure we're not getting the whole story and I prefer sources other than CM blogs. Just saying.
Answer by SavageGrl at 7:26 PM on Dec. 22, 2010
Next question overall
im scared im facing divorce can he take my kids from me?. i dont trust him!!!