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3 Bumps

Buying a house

My husband and i planning to buy a house, but not sure where to start because our credit is not perfect does anyone have any idea?

Answer Question
 
soraya14

Asked by soraya14 at 9:55 PM on Jan. 2, 2011 in Money & Work

Level 15 (2,084 Credits)
Answers (7)
  • Take a look at this.. He's covered just about everything. Good Luck!

    http://michaelbluejay.com/house/
    MrsLeftlane

    Answer by MrsLeftlane at 9:59 PM on Jan. 2, 2011

  • pull a credit report and go from there and then try and get all of your credit card debt gone!! Keep paying all of your bills on time!
    ChanQ

    Answer by ChanQ at 10:04 PM on Jan. 2, 2011

  • If you have 20% of the down payment amount already, you might have a better chance at getting a better rate rather than nothing at all.
    sexyfancyface

    Answer by sexyfancyface at 2:36 AM on Jan. 3, 2011

  • I know that with money down you can maybe get a loan. No money down, they will not loan without a credit score of 650 or more.
    Mom2Just1

    Answer by Mom2Just1 at 12:49 PM on Jan. 3, 2011

  • Have you done the pre-qualification with a bank or lender? If so, interview a coule of realtors and remember location, location, location.
    tasches

    Answer by tasches at 1:35 PM on Jan. 3, 2011

  • "couple of realtors" - oops typing too fast
    tasches

    Answer by tasches at 1:36 PM on Jan. 3, 2011

  • First thing first.......go to ur bank, talk to a mortgage lender, she will tell u from there what u can afford.
    lstrickland

    Answer by lstrickland at 4:39 PM on Jan. 3, 2011

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