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Ruining your credit

At what point does things start to go against your credit?

For example if you have a bill.
Do they report negatively to your credit if its late? If it gets a cut off notice? If it goes unpaid so long it goes into collections? Does it depend on when the business what to report it?

Answer Question

Asked by Anonymous at 9:52 AM on Jan. 14, 2011 in General Parenting

Answers (2)
  • It all depends on the the company's policies.

    Answer by motherofhope98 at 10:05 AM on Jan. 14, 2011

  • If it is a utility bill, it doesn't show negative on your credit until it is disconnected and you still don't pay it. If it is a loan of any kind, it shows up on your credit whether it is good or bad. And if you late your credit report reflects that it is late and it reflects how late.

    Answer by matthewscandi at 10:31 AM on Jan. 14, 2011

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