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Can I get a legit free credit report? Trans Union wants $30.00

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Anonymous

Asked by Anonymous at 9:27 AM on Jan. 27, 2011 in Money & Work

Answers (6)
  • Thats it, the only place you can really get a free report from all three agencies
    itsmesteph11

    Answer by itsmesteph11 at 9:29 AM on Jan. 27, 2011

  • Yep, the 1st reply is where we got ours. You can get 1 per year for free
    how_reb

    Answer by how_reb at 9:33 AM on Jan. 27, 2011

  • You should get a free report each year :o)
    alyssamal

    Answer by alyssamal at 10:10 AM on Jan. 27, 2011

  • Yes, the above address, and you get one per year from EACH credit agency. It's a good idea to get one and stagger them through out the year so that you can keep an eye on your credit all year.

    Also, the free credit report does NOT provide your score, just a list of your creditors, what you owe, and how many times you've been late or if you're on time.....you have to pay for your score, but it's less than $10 with each. I just did this with all of them.
    ohwrite

    Answer by ohwrite at 10:17 AM on Jan. 27, 2011

  • You only get one free credit report every 12 months. So if you checked it with TransUnion less than 12 months ago, that's probably why they are charging.

    Also, the only legit free credit reporting site is annualcreditreport.com
    HotMama330

    Answer by HotMama330 at 11:53 AM on Jan. 27, 2011

  • The other posters are right- it's annualcreditreport.com
    You can only get your report for free, you'll have to pay extra if you want your score.
    Erica_Smerica

    Answer by Erica_Smerica at 4:48 PM on Jan. 27, 2011

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