Join the Meeting Place for Moms!
Talk to other moms, share advice, and have fun!

(minimum 6 characters)

1 Bump

Credit or debit?

what do use more?


Asked by Ladyrosa at 2:17 PM on Feb. 10, 2011 in

Level 13 (1,103 Credits)
This question is closed.
Answers (19)
  • I use a credit card more than debit cards, but I only like to use credit cards if they have rewards or cash back bonuses and we pay the full balance each month, so someone is PAYING me to use their card and not the other way around. It's also easier to dispute fraudulent charges or charges for services that you never received or weren't satisfied with if you use a credit card. Debit cards are better if you are bad about over spending, but I think it's riskier to use them so I don't use ours very often.

    Answer by pam19 at 10:55 PM on Feb. 10, 2011

  • Debit

    I haven't used a credit card in over 15 years.. lol

    Answer by pixie_trix at 2:31 PM on Feb. 10, 2011

  • I don't own a credit card so I use my debit, but prefer cash so I know exactly how much I have. I do use my debit as a credit though as it is harder to forge a signature then to steal a pin.

    Answer by aeneva at 2:33 PM on Feb. 10, 2011

  • Debit. I don't like to owe people so if there isn't enough in my debit account, I need to reprioritize what's in my cart.

    Answer by Jademom07 at 2:20 PM on Feb. 10, 2011

  • Credit, because I earn cash back on everything. I pay the bill in full so I don't pay fees or interest.

    Answer by JulieJacobKyle at 2:22 PM on Feb. 10, 2011

  • Debit as credit, we get rewards for that

    Answer by Rosehawk at 2:22 PM on Feb. 10, 2011

  • it doesn't matter if it's a bank card linked to a checking account. if you use your card as debit with my bank they charge you a dollar fee...bogus i know. so i do credit

    Answer by momofone725 at 2:22 PM on Feb. 10, 2011

  • debit

    Answer by letstalk747 at 2:25 PM on Feb. 10, 2011

  • I use my debit card as credit. It's just safer that way.

    Answer by itsmesteph11 at 2:26 PM on Feb. 10, 2011

  • debit

    Answer by san78 at 4:43 PM on Feb. 10, 2011

Next question in
WYR Have a mutt or a purebred?

Next question overall (Money & Work)