What's taking my tax return so long to get here?

when did you file and have you gotten yours yet? i filed on jan 31 was told since i have to pay back on the housing credit that irs held my return til the 14 valentines day and it looks like now that it has been accepted it's going to be another 2-3 wks. yet it aslso says that it can't 24/48 hrs to process. maybe they already reviewed it during the hold time. so just curious if anybody else has gotten their return who filed on the 31 of jan. of course you may not have the same requirements as me but other then the housing credit deal, i'm a standard tax return filer.