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does insurence cover a tummy tuck or at least some of it?

i have bluesheild and i was wondering if it coverd for a tummy tuck i lost all the weight now im left with this droopy skin and i hate it! i was just curious

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Anonymous

Asked by Anonymous at 3:01 PM on Nov. 19, 2008 in Beauty & Style

Answers (5)
  • not typically its got to be a medicaly nesseacary thing and unfortunetly its not medicaly needed.
    Anonymous

    Answer by Anonymous at 3:02 PM on Nov. 19, 2008

  • Not unless a doctor says it's a medical necessity and even then he may have to get approval. Surgeries like that are ususally considered optional and cosmetic - therefore the insurance companies will not cover them.
    mom_of_two84

    Answer by mom_of_two84 at 3:46 PM on Nov. 19, 2008

  • medical insurance only covers things that are a health concern or could potentially be a health concern. Tummy tucks are not considers a health risk or concern.
    mamad86

    Answer by mamad86 at 4:50 PM on Nov. 19, 2008

  • no, but you can get one for about $6000 not bad IMO. got a tax return coming? maybe you and i can find a 2 for 1 deal lol
    bestmommyeber

    Answer by bestmommyeber at 10:08 AM on Nov. 20, 2008

  • I worked for health ins companies for 7 years. Blueshield is usually an employer-based health ins program. What most people don't know about those types of plans is that your employer determines what is/is not covered. As far as tummy tucks go, I have seen them covered and considered to be medically necessary in instances of dramatic weight los ie:100lbs or so. In these cases the skin folds on top of itself, stays moist and becomes a breeding ground for bacteria and infections. Breakdown of the skin can also occur. If this is something similar to your case it will take a lot of work on your part in getting all of the documentation (that is your resp) and submitting it for approval to your ins co. It make take several tries. Good luck!
    WvPhotobug

    Answer by WvPhotobug at 7:42 PM on Nov. 21, 2008

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