No choice of insurance plan by employer (we get HMO or nothing).
That I don't go see my doctor except for when I'm sick (maybe once every 4 years for a sinus infection or something) BUT our insurance says that if I don't go at least once a year, any future referrals I might need will be declined.
That I need referrals at all. HMO might be OK if you get an occassional sinus infection but my kids have special needs and see specialists on a regular basis and we need referrals for those visits. Whoever said there's no paperwork re: HMO was full of sh*t.
That insurance dictates who I can and can't see. I am very much in charge of my own health and I should be able to choose a reputable doctor, not settle for one of the boneheads in our plan.
The premiums. Yes, even for HMO, they are ridiculously high, going up at least 15% every year.
Much more but I'm out of space.
That they don't cover alternative treatments
at 12:14 PM on Mar. 10, 2011