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What annoys you most about health insurance?


Asked by stacey6923 at 11:36 AM on Mar. 10, 2011 in Health

Level 2 (4 Credits)
This question is closed.
Answers (8)
  • The cost of having it to never need it. If I pay that much to have it for a year, my yearly physical should cost me nothing out of pocket because that is the only time I use it. I also believe that birth control should be free as well. I pay alot for prescription coverage only to have to pay the highest co-pay for the one prescription I use most. If it weren't for the possibility that I might have a major illness or accident it makes more sense to put all that money in a savings account and just pay cash.

    Answer by t3dragonflies at 11:50 AM on Mar. 10, 2011

  • No choice of insurance plan by employer (we get HMO or nothing).

    That I don't go see my doctor except for when I'm sick (maybe once every 4 years for a sinus infection or something) BUT our insurance says that if I don't go at least once a year, any future referrals I might need will be declined.

    That I need referrals at all. HMO might be OK if you get an occassional sinus infection but my kids have special needs and see specialists on a regular basis and we need referrals for those visits. Whoever said there's no paperwork re: HMO was full of sh*t.

    That insurance dictates who I can and can't see. I am very much in charge of my own health and I should be able to choose a reputable doctor, not settle for one of the boneheads in our plan.

    The premiums. Yes, even for HMO, they are ridiculously high, going up at least 15% every year.

    Much more but I'm out of space.

    That they don't cover alternative treatments

    Answer by Anonymous at 12:14 PM on Mar. 10, 2011

  • I like that I have it,but,if a doc puts down a wrong code,then they won't cover it. Like mammograms,if they call it a screening then the insurance won't cover it 100%!

    Answer by dancer at 11:38 AM on Mar. 10, 2011

  • I don't like the cost of it! LOL!

    Answer by m-avi at 11:45 AM on Mar. 10, 2011

  • That in some instances they instead of the doctor make the final decision.

    Answer by meooma at 11:58 AM on Mar. 10, 2011

  • High co-payments, high deductibles!

    Answer by mamaada at 12:02 PM on Mar. 10, 2011

  • it is to costly

    Answer by WildCat73 at 11:59 AM on Mar. 10, 2011

  • the price and the bs u have to go thru just to get done what needs to be done

    Answer by tabcat816 at 3:23 PM on Mar. 10, 2011