So, I'm curious... Does anyone have any life insurance for their children? I've been looking into various options lately, because the premiums stay the same for their entire life so long as the policy is paid...And some double the coverage at age 18 without an increase in rates...I think it'd be a good investment for our children for later in life, plus we'd have it if, God forbid, something happened to them.
Life insurance is incredibly cheap for children so why not take advantage of the rates? I look at life insurance coverage for my kids as a savings vehicle that my kids could use when they are old enough. In the meantime, if anything were to happen to them, I know that I would want to give them the kind of funeral only a mother could provide. I have also made up my mind that I would donate the proceeds to a charitable trust in memory of my child.
Answer by DeniseMancini at 3:09 AM on Jun. 3, 2011
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